Affordable housing

Affordable housing includes both social rented and low cost home ownership.

It is available to eligible households whose housing needs are not being met by the open market.

Affordable housing is at a cost which is below that of housing normally available on the open market.

You can find out more about the various types of affordable housing on the following pages on this website:

Registered social housing and social renting

Private rented housing

Affordable home ownership if you can’t afford to buy a property outright


What type of affordable housing do I need?

Affordable housing is built to meet a wide range of different needs. It is available for either general needs or for those who need supported housing.

General needs housing is for people who don’t require additional support to live independently. Properties are located across Wirral and, subject to availability, can vary from a bedsit to a four bedroom house.

Some people need specialist accommodation, for example, a person with a disability or health and social care needs. Supported housing provides support to enable a person to live independently.

If I want to buy a property, what are my options?

Get advice. If you are considering buying a property you should make sure you can afford to. It is recommended that you seek independent financial advice to find a financial product that’s right for you.

What if I can't afford to buy a property outright?

If you can’t afford to buy a home outright there are a range of affordable home ownership schemes designed to help people onto the property ladder.