Overview
Wirral Council charges for care services. How much you pay depends on your financial situation.
To work out your contribution, we will ask for details about your income and savings. We will also help you apply for any social security benefits you might be entitled to.
Will my savings affect the cost?
If you have £23,250 or more, we will ask you to pay the full cost for services.
If you have less than £23,250, the amount you pay will depend on your financial assessment.
If you choose not to have a financial assessment, we will assume you are arranging and paying for your own care. This is called self-funding.
How to pay
If you are assessed as needing to contribute towards your care, you can pay by:
- setting up a Direct Debit
- making an online payment
- paying by cash or cheque at a post office
We will review your contribution every year, or sooner if your financial circumstances or benefit rates change.
If you are struggling to pay
Please contact our Personal Finance Unit on 0151 666 5222. We will talk through your options and offer support.
Independent financial advice
If you need help with money, debt, or bills, there are organisations in Wirral that can support you.
Visit the Wirral Infobank website to find local services that can help.
How much will I pay?
To find out how much you may need to pay, you will need to complete a financial assessment. You can do this online, or use the tool to estimate your contribution.
You will need details of:
- pensions (state and private)
- savings and investment
- other income
It helps to have recent bank statements ready.
You can save your progress and come back to it later.
Find out more
You can find out more in our guide to charging for adult social care.