Wirral Council charges for care services but how much you pay depends on your financial situation. You will need to provide us with details of your income and savings so we can work out how much you may have to pay. We will also help you apply for any other social security benefits that you might be entitled to.

Will my savings affect the cost?

If you have £23,250 or more, we will ask you to pay the full cost for services.

If you have less than £23,250, the amount you pay will depend on your financial assessment.
If you do not want to have a financial assessment for whatever reason, we will have to assume that you are going to make your own arrangements for your care. We call this self-funding.

Paying your bill

If you're assessed as able to make a contribution, you can set up a direct debit at your bank, make online payments or pay at a Post Office by cash or cheque.

We will review how much you contribute each year or if there are any changes to your financial circumstances or to state benefits rates.

Struggling to pay for your care services

If you are struggling to pay, please call our Personal Finance Unit on 0151 666 5222 and they will discuss options with you.

Independent financial advice

If you are looking for financial advice, struggling with debt problems, or concerned about getting behind with bills, there are a number of organisations in the borough that can help.

Visit the Wirral Infobank website to find organisations that can help you manage your money

How much will I pay?

You will need to complete a financial assessment to decide how much you will have to pay for your care. You can complete your financial assessment online, or simply calculate an estimated contribution towards your care and support.

You will need to have details of any savings and income you receive, for example:

  • pensions (state and private)
  • savings and investments
  • other income

It will help you to complete this if you have a copy of your recent bank statements.

You can take as long as you like to complete your assessment as you can save it and return to it later.

Complete an online financial assessment

Find out more about paying for your support

View further information about fees and charges to pay for your adult social care support