Paying for Residential Care

If you are thinking of moving into a care home you will need to know about the financial arrangements. 

Our Charging Policy explains the basic rules, and covers the following topics: 

  • Types of care arrangement – staying in your own home, supported living, care homes
  • Temporary stays in a care home - before and after eight weeks stay
  • Choosing a care home for a permanent stay - charges, Adult Social Services contracts, third party top-ups
  • Paying for your stay in a care home
  • People who can have the full cost of their stay in a care home paid for them
  • People who have to pay the full cost of their stay in a care home - capital limits, disposal of capital, income limits
  • Your former home - temporary and permanent stays, when the value of your former home is ignored, deferred payment agreements, rent on your former home, council tax on your former home
  • How your charge is worked out – personal expenses allowance, tariff income on capital, disregarded income, charges for temporary stays, help for a former partner, financial visitors
  • NHS contribution to nursing costs in a nursing home
  • Benefits and Pensions in a care home - DLA and Attendance Allowance, value of your former home, retrospective self-funding
  • Payment arrangements

Further information can also be found by visiting the following pages:

If you still can't find the information you are looking for, then please contact the Central Advice and Duty Team on 0151 606 2006 or email dasscustomercare@wirral.gov.uk